Paint differences

Nov 2, 2016
California, USA
I am getting ready to finalize my order!!! It has been over 2 years since I slept outside the showroom(in Rocklin Ca) to put in my reservation. I have heard that the black paint here in California is "soft" and scratches/chips easy per all our regulations. My question is this:

1. is the black paint really soft/lesser quality?
2. is the black paint multi-coat?
3. Are the other paint options ALL multi-coat? I see that the Red and White are the only 2 that specifically state "multi-coat"?

PS I am wanting to get either Silver or Midnight Silver but not sure if they are multi-coat. Hence my reason for this post.